The Cost of Adoption

I discussed in my previous post my hesitancy to pursue infant adoption because of how much it would cost us. I HATE spending money. David can tell you that he is the one who spends all our money, because I simply don’t buy things. Maybe it’s because I grew up with a mom who was always very cautious and conscious about spending, but I just have a hard time dishing out money for anything. I’ll be completely transparent and tell you that I’ve been in need of some new underwear for almost a year but keep wearing the old, falling apart ones because I don’t want to spend the money.

So I choke when I think about the amount of money we are about to spend on adoption.

The average domestic infant adoption costs between 30 and 50 THOUSAND dollars. We expect to spend close to $45,000 before ours is all said and done. So where does all that money go?! Am I literally buying a baby????

In response to my own curiosity and the questions from friends and family, I’d like to break down the costs associated with infant adoption so that you’ll have a better idea where all this money is going and so you can make an informed decision on whether you’d like to donate to our fundraising efforts.

So far we have spent very little. Our adoption agency (Faithful Adoption Consultants) is not a “placement agency”. Instead we pay them a small fee and they network with many different placement agencies around the country to find a match for us. For this reason, we will be matched with a birth mother rather quickly (hopefully!). Their average “wait” is 4 months before a match! If you know anything about adoption, you’ll know that is amazing. FAC charges a $3,500 flat fee for a one year contract. They are walking us through every step of the journey and have already been so helpful.

Costs vary widely based on many different variables, which is why it is hard to determine exactly how much we will spend on our infant adoption.

The following numbers have been compiled from different agency costs lists, but my main source was The Spruce.

Home studies can cost anywhere between $700 and $2,500. I’m not sure what our cost will be.

Agency fees vary between placement agencies, but the costs all seem to average out in the end. As far as I can tell, much of the money you pay to the agencies goes toward legal fees and counseling services provided to the birth mother.
Together with legal fees, this can equal out to about $20,000 – 25,000.

In many cases adoptive parents are required to pay for basic living expenses for the birth mother. This amount could be anything from $500 to $12,000.

We will also be required to pay for any medical costs associated with the birth. If the birth mother does not have insurance or qualify for medicaid, or if her insurance does not cover all of the hospital bills, we could be looking at another $10,000+ depending on the difficulty of the birth.

We will be required to travel to the hospital when the baby is born and stay within that state until we are given legal permission to leave. That could take up to three weeks, but often times does not take that long. So travel is an additional expense, and depending on the length of stay may cost us up to $5,000.

There are also small fees and things we must purchase along the way. We are working on our adoption profile book, which will be used to present us to prospective birth mothers. There are costs associated with making and printing copies of that as well.

So it all adds up. And it’s a lot! But a thing that I’ve been pondering is truly how little it is compared to the cost of my own adoption. Easter brought to mind the gruesome way in which Jesus died for my sins so that I could become a child of God. The payment He made so that I could be adopted into God’s family was so much more than $45,000. It was His life. He gave everything willingly. And so I willingly save my pennies and shamelessly beg for you to help!

Keeping in mind that we need proof of funds before we can be matched – and a match can come very quickly- we are asking you to please consider donating to our adoption fund. And please share our story so that others can consider giving too!

You can give online here  or you can mail donations to
David and Amber Siler
18 Sullivan Drive
Granby, CT 06035

Including our t-shirt fundraiser and the jewelry fundraiser that my cousin did for us, we have raised almost $10,000. I am so thankful for those of you who are praying for us and I ask that you continue to pray as we enter into the home study portion of this journey.

What questions or comments do you have? I’d love to hear from you!

Baby Steps


Everyone has probably noticed by now from the many fundraising posts on my Facebook page that we have begun the process of adoption. A part of me – I’ll admit a HUGE part of me – wanted to keep it a secret, even from our families. I am a private person in general. I remember the exhaustion of having to repeatedly answer the same questions from well meaning, loving people regarding my cancer journey. When announcing our plans to adopt, I had to prepare myself for the same with this journey.

But there is also the loss of the element of surprise, the one I wanted to experience when I announced to friends and family that we had been matched. For me, that is the equivalent of surprising people with a pregnancy announcement. I always looked forward to the way I would tell my parents….my friends. And with this journey publicized, it will be much less of a surprise. The joy of the announcement will be just as real though. And that I know.

In reality, I always knew that we would have to open our story up to the public, if for no other reason than to ask for help. Financially, yes. But there is something so much more helpful about having a community supporting us in every way. Lifting us up in prayer. Protecting our sanity (lol). Encouraging us. Reminding us of God’s faithfulness. We are extremely grateful for the outpouring of love and support that we have already experienced, even at the very beginning of this process.

That being said, I’ve felt God telling me to open up and be transparent throughout our adoption journey. I want to share with you all of the things that have led us to this point. I am well aware that my posts can become rather lengthy sometimes, so my plan is to share our story so far in several posts over the next few days/ weeks. I’ll also include some general facts about domestic infant adoption and try to answer some of the most frequently asked questions. And if any of you have questions that you’d like answered or are curious about anything, please don’t hesitate to ask in the comments!

Thank you for reading, and I hope you’ll follow our story!

Holding Out

There was a time in my life that I wanted to be a nurse. I went through three semesters of classes and prerequisites, got my CNA license and starting working as a nursing assistant before I decided otherwise. There are a lot of things that changed my mind. The truth is that I can’t really see myself doing anything other than nursing, but it isn’t what I want anymore. I’m not lazy. I LOVE school. If someone would just pay me to go to school for the rest of my life, I’d do it!

But that isn’t going to happen obviously.

  I’m not going to waste my time and money going to school for something if I’m not certain of what I want to do. So here I am. 25 years old, working a low-paying job, barely making ends meet. I live with my best friend’s parents because I wouldn’t be able to afford an apartment even if I had a roommate. Or several roommates. I try not to stress about it, but it’s hard not to.

I know people look at me and wonder what I’m going to do with my life. Can’t live in the basement forever! Even my friends go through the list of career suggestions with me every so often. When I tell people what my heart’s desire is, when I tell them my life’s goal they don’t know how to take it.

When I say that I just want to be a housewife and stay at home mom they always react one of two ways:
1.Laugh. This reaction somehow always catches me off guard. I don’t know what is so funny about me staying home and raising children. Unless they are imagining me in a sit-com like The Brady Bunch or Everybody Loves Raymond. That might be funny.
2. Smile awkwardly and nod hesitantly. Which I take as nonverbal communication for “You poor thing”.

People argue with me about this goal, saying that I will get bored with staying at home and that I will hate it after a while. Others grieve over my “wasted” intelligence that I am apparently obligated to apply to a more worthy cause than loving and serving a husband faithfully and training and equipping the next generation.
I am sick and tired of the raised-eyebrow skeptics who scoff at my choice of “dream job”. I know there are flaws in my plan. For example (and probably the biggest issue currently), I am unmarried. Not only that, I am not in a relationship at all. Haven’t even been on a date in over 3 years. Kind of hard to be a stay at home without a husband! I am terribly picky, because I know EXACTLY what I want in a husband. And I will not settle for less than that. I understand compromise, but there are things that I am not willing to compromise on.

  I ask myself all the same questions that other people ask:
What if I don’t find this elusive man who I wish to marry?
What if I do and he doesn’t make enough money for me to not work? What will I do then?
What if after a few years of marriage, he dies in an accident? How will I support myself and/or our children?
Don’t I want to be able to live independently?

I HATE trying to live up to other people’s expectations of how life is supposed to work. What business is it of their’s what I do? Do I know that I have the potential to be great at many things if I were to go back to school? Yes. I could get a degree, work my way up in a company and make $100,000 dollars a year. I could live a life of luxury in the suburbs with my husband and two kids and our dog. I could work long hours, pay babysitters and daycare to raise my children, give generously to church, missions, and charities. I could enroll my kids in the best schools, the best sports programs and music lessons of all kinds. I could take amazing vacations to New York, Paris and Disney World.

Or I could live a quiet, simple life working a nursing job in some hospital. My children would have everything they needed and most of what they wanted. I’d have a decent house, a nice car, money to spare. I’d take a vacation here and there, be as involved as I could be as a working mom in my children’s lives and only see my husband when our schedules didn’t clash.

But I don’t want any of that.
The thought of those lifestyles makes me physically ill. I am willing to sacrifice whatever it takes to be there to raise my children myself. I don’t want the American Dream. I don’t want my children growing up thinking that they are entitled to anything. I’d rather raise my children in Africa, relying on God for anything and everything. I’d rather live the simplest of lives, without the distractions of cable TV and smart phones. I’d give up pretty much anything. Because the important thing is to live life for God’s glory and to spread the gospel to the ends of the earth. 

I was blessed enough to have a mother who was able to stay home with my sister and me for much of our childhood.  The things that I learned from her are invaluable. She taught me how to read, tie my shoes and cook macaroni and cheese. She tucked me in every night and made me toast (with the crust cut off!) every morning. She taught me how to manage money wisely, stretching every penny when we had very little. She taught me that buying things at the thrift store isn’t shameful or gross, it is smart. She taught me that food on the table is a blessing and if I didn’t eat it, I wasn’t eating anything else. We ate dinner at the table, not in front of the  television. We spent time playing card games together as a family instead of playing games on an iPad. My mom prayed with me and for me daily. She spent time in God’s word and lived as an awesome example to me and my sister, and she still does.
We may have never had the coolest clothes or the newest toys, but we had the best mom in the world. She sacrificed everything for us so that we would always have what we needed. If my children have even half the love and fond memories of me that I have for my mother,  then I will count my life more than worthwhile.

So what do I want to do with my life? I want to be a mom. Money means nothing to me. Status means even less. I am so thankful to have had the upbringing that I did. I don’t have a sense of entitlement, because I was taught to appreciate what I have. I learned to cherish people and memories rather than things. That is life I want for my children.

There are too many kids in this world growing up with absent parents. Children who come from single parent homes or whose parent’s both work full-time. These kids are raised by whoever is left to watch them…Grandparents, daycare workers, babysitters and friends. There is a lack of consistency and no real sense of PARENTHOOD. I believe that the main reason that this world is deteriorating so quickly is because of a lack of leadership and role modeling in the home.

Now I understand that it isn’t always possible for moms to stay home with their kids. I also realize that not every child raised by his grandparents grows up to be a serial killer. In fact, many of these kids rise above circumstance and grow up to become amazing people! What I am saying though, is that I want the opportunity to be one of the main influences in my children’s lives. I want to instill in them the same values that my parents planted in my heart. I want to play with them, pray with them and see them come to know and love Jesus. I feel as though that is my responsibility and calling.
I want to watch my kids go out into the world and make a difference. Because every life that they touch, I will have had a part in. I see nothing more worthy of my life’s dedication than staying at home changing diapers, sweeping floors, cooking and doing laundry. The rest of the world can turn their noses up if they’d like.

Yes, I’m still waiting for that husband to make that life possible, but I’m trying to keep my head up while I wait.
So keep your comments and your advice to yourself please.
No, I’m not living the typical American lifestyle. I’m not working toward some lofty career goal. I don’t have a five-year plan. I barely have a five-day plan.
So what?!
I know what God’s call is for my life. And I’m holding out for His best.